Still Time: Your Wealth Catch-Up Plan

Description

You still have time. Start with a plan.

Feeling behind with saving, investing, or retirement can make it hard to know where to begin.

Still Time: Your Wealth Catch-Up Plan helps you bring your numbers together, understand what your retirement goal could require, and turn that goal into monthly steps you can track.

See what you have today. Explore where you want to go. Build a plan around your numbers.

One workbook. Your bigger financial picture.

No scattered trackers or paper calculations. This connected Google Sheets workbook brings your retirement planning, debt, emergency savings, and progress check-ins into one place.

Here’s what’s inside:

• Wealth Snapshot: See your current net worth, investments, debt, cash, retirement target, progress bars, and optional credit-score check-in together.
• My Plan: Enter your retirement age, desired retirement income, estimated Social Security, and other retirement income. Explore an investment target and estimated monthly investing amount using assumptions you can adjust.
• My Buckets: Organize up to four investment accounts, including Roth IRA, SEP IRA, workplace retirement plans, and brokerage accounts. Compare your planned contributions with the amount your projection needs.
• Debt Progress Tracker: Track balances, payments, and payoff progress, with snowball and avalanche priority rankings.
• Emergency Savings: Set your starter and full emergency-fund goals, track your savings, and project growth using your selected APY assumption.
• Monthly Check-In: Record your contributions and savings so you can keep showing up for your plan.
• Annual Review: Record year-end balances, review your progress, and identify what needs adjusting.

Plus: a Start Here tab with step-by-step guidance and sample numbers to help you get started.

Built for the person who’s ready to begin

This is for you if you feel behind and want a clearer picture of your money, especially if you’re building wealth after 40.

You don’t need a perfect starting point or every account already open. Start with what you have, replace the examples with your numbers, and work through your next steps.

How it works

1. Open the workbook and save your own copy in Google Sheets.
2. Follow Start Here and replace the sample inputs with your numbers.
3. Set your goals, review your projections, and check in monthly and annually.

What you need: A free Google account and access to Google Sheets. A computer or tablet is recommended for setup and the best view. No bank-account connection required. This is a digital spreadsheet workbook, not a standalone app or a physical product.

Your investment

$47 USD • One-time purchase

Get one connected workbook you can return to as you save, invest, pay down debt, and review your progress.

Your next chapter starts with your numbers.

You don’t have to figure everything out today. Start by seeing where you are and what your next step could be.

Purchase button: Get My Wealth Plan

Educational planning tool. Projections are estimates based on your inputs and assumptions, not guaranteed returns or retirement outcomes. U.S. retirement-account and Social Security references apply. Confirm current contribution limits and your eligibility before contributing. Personal use only.